This movie is about a young starving artist lady who's mom buys her a Volvo, but doesn't entirely pay for it. So the lady must make money to keep the Volvo, and at the same time find love.
The lady has a fun but stereotypical gay roommate, a stereotypical "dahling" rich mom, and a crush on a boring supermarket cashier (which just seems pathetic not funny).
Definitely the funniest part of the movie is when the lady says "oh, what the hell" and tries a phone sex job. The job doesn't work out, but the faces she makes while trying to finish a call are definitely funny.
Other parts of the movie involve police officers who help the lady after problems with the phone sex job. Eventually, she and the younger police officer hit it off on a date (sort of like Grand Canyon), but it didn't seem deeply romantic to me.
Overall, the movie does a nice job of mixing the trials of life with the joys of love. Enjoyable, but not Citizen Kane.